Contents: Deferred annuities, safety of cash? not so ‘independent advisers’, only 15% trust their advisers, estate planning errors, yield vs. dividend growth, LearnVest’s objective to disrupt advice industry with affordable financial planning, best discount brokerages in Canada, US home prices up but sustainability questioned, misguided cult of home ownership, BlackRock’s new retirement index CoRI, Canada’s […]

Contents: Passive beats active-again, bonds: what now? fee transparency needed, unit investment trusts-Not, no sustainable value in market timing, money mistakes, young adults’ insurance needs? clients beware: your adviser might retire before you, US/Florida home sales down in June but prices up, Shiller: home ownership not a virtue, living on the “edge”, Detroit: pensioners-taxpayer-bondholders fight, […]

Contents: Decumulation during “income drought”, target-maturity bond ETFs, bond ETF approaches, your best interest at odds with your adviser’s? foreclosure driven reverse mortgage changes, cash returns negative, rules for “effective complaint letters”, Canadian homes up 1.8% YoY-are concerns over?, Florida property up, new twist to expanded CPP-keep working, Detroit: bondholders vs. pensioners, Calpers raises passive […]

Contents: Fiduciary standard to drive advisers from mutual to segregated funds? no incremental cost with fiduciary duty and revenues higher, the 3-ETF portfolio, OBSI changes reduce effectiveness, new target maturity bond EFTs, US foreclosures down but Florida still 3x national average, DB pensions in danger zone, a tale of two boomers, no pension crisis for […]