Contents: Risk tolerance questionnaires, flexibility/adaptability the only “set-and-forget” retirement strategy, Canada’s housing bubble to burst or gradually deflate, Peter Munk places his bets on Toronto condo market, Fink: retirement savings must be mandatory, small business IRAs and 401(k)s, OTPP: Pension Plan Evolution, debt-to-income ratio, hand-to-mouth living by 50M Americans, Bitcoin vs. central banks, Madoff not […]

Contents: Documentary: “The retirement gamble”, “senior specialists”, impact of rising interest rates in target-date funds, tax time a good time for retirement plan review, Vanguard’s Total International Bond ETF coming, US housing up, rentals’ impact on neighborhoods, cost of home ownership, pension may be enough- if it is a government pension, more expanded-CPP talk but […]

Contents: Rent vs. buy in Toronto, target maturity corporate bond ETFs, Canada/US wealth gap, Palm Beach County home prices up 28%? Changes to existing variable annuities, tontines, collateral damage, documentary slams brokers, gold: buy or sell? fundamental and equal weighted indexes, wealth a result of hard work or luck? Personal Finance and Investments In the […]

Contents: Beating the bond market, longevity insurance protects against outliving assets, don’t put US dividend stocks into TFSAs, protection against the return gap, Canadian bank deposits safe under bail-in{ yes and no, Canadian home prices up 0.4% in March, catering to Florida’s new renters-the foreclosed, multi-employer pension cuts? Gold/Bitcoin/money in a world of central bankers […]

Contents: Active vs. passive funds, adviser fees: watch out for dually registered ones, paying off the mortgage, hedge funds cooking the return rates? Canada’s housing downturn? does the shadow inventory negate Canadians’ perceived real estate opportunity in Florida? large scale purchases of single-homes for rental income an opportunity in the US? pension return rates to […]

Contents: Investing rules, active managers underperform benchmarks again, no IPSs from ‘advisers’, sound investment first then tax efficiency, testamentary trusts scrutinized, age not only determinant of asset allocation, funds massaging numbers, accept low interest rates until reversion to mean, US home prices up, Canadian home sales drop, International Driving Permits in Florida-NOT, save more with […]

Contents: CFA Institute’s Statement of Investor Rights, pay accountant for tax planning and do your own taxes, employees make different health insurance choices when spending own money, Canada housing deflating: sales off 16% YoY and house price index fell six consecutive months MoM, investors responsible for downtown Vancouver areas 25% vacant, Florida housing up? corporate […]

Contents: Ditching your ‘advisor’, TFSA Americans’ tax risk, insanity of US hospital bills, trailer commissions, Canada: house sales down will lead to flat/lower prices but multi-unit construction up perhaps due to effort to deflate China market? Florida “ground zero” for foreclosure crisis, Florida backs down on international driver permits but must also repeal the discriminatory […]

Contents: The 4% rule-NOT, retirement risks, “just like CDs”-NOT, home equity funded retirement, adviser conflict of interest with own firm products, fixed income asset class expands in retirement portfolio, Canadian homes 20% overvalued? Toronto home prices stable while sales off 15%, DC a lottery but longevity insurance can help, CPP survivor benefit skimpy, retire later, […]

Contents: Retirees and low yields, RRSP contribution vs. deduction, female investing is about goals not returns, don’t repeat 2008 mistakes, annuities? adviser compensation, lifecycle event questions, US home prices up but Shiller still sees risk, CMHC wants foreclosure info hidden, economic signals of Canada’s weakening housing market? pension gap, Air Canada pension relief? Nortel US […]