Category 2014

Hot Off the Web- February 17, 2014

Contents: Canada’s balanced budget on track, survivorship bias distorts fund returns, Canada/Toronto/Vancouver house prices still hot, U.S. homes affordability-depends on metric, 2013 good year for Florida real estate, Ontario pension reform expanded-CPP with flexibility points? improved Canadian pensioner longevity metrics drives up obligations, multidimensional measure of retirement readiness, emerging markets remedies, middle class stagnating or […]

Hot Off the Web- February 10, 2014

Contents: Retirement stock allocation, tax pressure on dual US-Canadian citizens in Canada, more scrutiny on dually registered advisers, aggressive approach to retirement savings, Canada’s house prices continue to escalate but known risk factors unlikely to burst bubble, Quebec court: pension underfunding is a “deemed trust” which has priority over secured creditors just one of many […]

Hot Off the Web- February 3, 2014

Contents: Sustainable spending strategies, you own the stock or the stock owns you? investing in your health, with higher interest rates it’s time for annuities? Swedroe: absolute return=rip-off, timing of retiree downsizing? U.S. property ‘deals’ for Canadian snowbirds-Not, U.S. home prices strong but volumes slow, 401(k) with feedback, autopilot 401(k) outcomes improved but still inadequate, […]

Hot Off the Web- January 27, 2014

Contents: Spending smart, Madoff L-T lessons=Nada, advisers’ value-add: taxes/fear-greed-control/focus-on-long-term, simple ETF strategies win, Vanguard advantage: coop model with matching reputation and low cost index funds, RRSP or mortgage prepayment? PBC/Florida property assessments: homesteaders=+1.5% while non-homesteaders=+10%? legal and fraudulent homesteaders’ taxes in Florida paid by non-homesteaders? Air Canada pension plan eliminates deficit while Nortel pensioners stuck […]

Hot Off the Web- January 20, 2014

Contents: SEC priorities, are advisers worth their fees? liability driven investing for individuals, Canada home prices slightly up but sales down, rent or buy? Florida has 25% of national foreclosures, Nortel pensioners squeezed, 2014 the year of Canadian pension reform? The Third Rail: the pension crisis and potential solutions, Target-Benefit/Shared-Risk pension plans, commonalities of gold […]

Hot Off the Web- January 13, 2014

Contents: Advisers don’t understand ‘alternative funds’, travel health insurance claim denied? rising equity glide-path in retirement, Canada real estate industry: “no landing, no slowdown, no correction”? pension funds eliminate underfunding but Nortel pensioners still 40% underwater, old 60:40 allocation still good- just remember to rebalance, not just index funds but portfolios built on them better, […]

Hot Off the Web- January 6, 2014

Contents: Scamming the elderly, tougher standards for advisers? retirement income considerations, money resolutions, housing wealth rebound less than perceived, US housing flat in October, shorting Canadian real estate?  rising retirement/pensionable ages, Nortel pensioners screwed again? hyper-inflationary threats not materialized (so far), income gap: widens in rich countries but narrows globally, academics for sale? imploding Japanese […]