Category 2011

blog10oct2011

Hot Off the Web- October 10, 2011 Personal Finance and Investments In Bloomberg’s “That retirement calculator may be lying to you” Carla Fried warns that before focusing on the seven figure output (required assets at retirement) you better check the return assumptions used in the calculator. Many calculators use a very optimistic default of 8% […]

blog03oct2011

Hot Off the Web- October 3, 2011 Personal Finance and Investments In WSJ’s “Why buying on dips isn’t all it’s cracked up to be” Jason Zweig explains that even though it might seem counterintuitive “Buying on the dips might make you feel better, just as it feels good to go shopping when a department store […]

blog26sep2011

Hot Off the Web- September 26, 2011 Personal Finance and Investments In the WSJ’s “Do ‘alternative’ funds deliver?” Anne Tergesen reports that ‘alternative’ mutual funds attracted significant inflow of individual investor dollars, but calls their performance disappointing. ‘Alternatives’ are supposedly designed to outperform in times of high volatility using a mix of: long/short, hedging, derivatives, […]

blog19sep2011

Hot Off the Web- September 19, 2011 Personal Finance and Investments Preet Banerjee writes in the Globe and Mail’s “Not all the arrows are pointing down” writes that as correlations increase dramatically in market swoons people question the value of diversification. He reminds readers however that while it is true that just about every stock […]

blog12sep2011

Hot Off the Web- September 12, 2011 Personal Finance and Investments Preet Banerjee in WSJ’s “Capitalistic greed the downfall of fund performance”suggests that managers do have skill and “It’s clearly possible to beat the market, it’s just very hard to predict who will do it in the future. More than one study indicates that outperformance […]

blog05sep2011

Hot Off the Web- September 5, 2011 Personal Finance and Investments A must read article for those who still buy mutual funds is the NYT’s “The mutual fund merry-go-round” in which David Swensen  (CIO of Yale University’s endowment fund and author of  “Unconventional Success: A fundamental approach to Personal Investing” writes that high market volatility […]

blog29aug2011

Hot Off the Web- August 29, 2011 Personal Finance and Investments In the Globe and Mail’s “In an emergency, is your info safe?”Dianne Nice suggests a teachable moment associated with the recent Ontario tornadoes, north-eastern earthquake and hurricane threat. Specifically, she suggests that we consider taking steps to safeguard our important papers, should our home […]

blog22aug2011

Hot Off the Web- August 22, 2011 Personal Finance and Investments In WSJ’s “Turning losses into gains”Laura Saunders suggests that investors consider sharing their pain with the taxman by doing some “tax-loss selling” in their taxable accounts. In the U.S. there are added complexities because of the distinction investments held less than one year vs. […]

blog11aug2011

Hot Off the Web- August 11, 2011 Personal Finance and Investments Burton Malkiel writes that “Investors who resist the urge to get out during rough times like this will be glad they did” in WSJ’s “Don’t panic about the stock market”“No one can predict what the stock market will do in this and coming weeks. […]

blog08aug2011

Hot Off the Web- August 8, 2011 Personal Finance and Investments Anne Tergesen reports in WSJ’s “‘Combined’ insurance policies grow” that while sales of traditional long-term-care insurance policies have decreased from 303,000 (2007) to 235,000 (2010), the sales of policies combining life insurance with LTCI rose from 15,000 (2007) to 26,000 (2010). “Such “combined” policies […]