Contents: Professionalism in finance a requirement for rebuilding trust, watch out for impact of rising rates on “can do no wrong” dividend/yield favoring strategies, options trading even more damaging than stock trading, U.S. home prices advance broadly, U.S. estate tax changes lighten burden on snowbirds, PBGC protects itself/pensioners against financial manipulation, pensions: “that which can’t […]
Contents: Is the financial advice business a profession? retirement plan assuming working past 65 is flawed, required retirement income? the truth about fees, travel health insurance a must, life insurance covering LTC costs? forecasting is difficult-especially about the future, global house prices, Canadian home prices to drop despite strong property buying interest? realtors: Palm Beach […]
Contents: Sell advice OR product, investor help, don’t overprotect from market? inertia and mutual fund fees, fragmented investment management, US healthcare costs in retirement, Canada’s decelerating housing up 2%, Shiller: houses are dreams- reality is TBD, longer US stays for Canadians? no retirement savings crisis in Canada??? annuities always the best??? annuities/insurance- the full picture, […]
Contents: Risk tolerance questionnaires, flexibility/adaptability the only “set-and-forget” retirement strategy, Canada’s housing bubble to burst or gradually deflate, Peter Munk places his bets on Toronto condo market, Fink: retirement savings must be mandatory, small business IRAs and 401(k)s, OTPP: Pension Plan Evolution, debt-to-income ratio, hand-to-mouth living by 50M Americans, Bitcoin vs. central banks, Madoff not […]
Contents: Documentary: “The retirement gamble”, “senior specialists”, impact of rising interest rates in target-date funds, tax time a good time for retirement plan review, Vanguard’s Total International Bond ETF coming, US housing up, rentals’ impact on neighborhoods, cost of home ownership, pension may be enough- if it is a government pension, more expanded-CPP talk but […]
Contents: Rent vs. buy in Toronto, target maturity corporate bond ETFs, Canada/US wealth gap, Palm Beach County home prices up 28%? Changes to existing variable annuities, tontines, collateral damage, documentary slams brokers, gold: buy or sell? fundamental and equal weighted indexes, wealth a result of hard work or luck? Personal Finance and Investments In the […]
Contents: Beating the bond market, longevity insurance protects against outliving assets, don’t put US dividend stocks into TFSAs, protection against the return gap, Canadian bank deposits safe under bail-in{ yes and no, Canadian home prices up 0.4% in March, catering to Florida’s new renters-the foreclosed, multi-employer pension cuts? Gold/Bitcoin/money in a world of central bankers […]
Contents: Active vs. passive funds, adviser fees: watch out for dually registered ones, paying off the mortgage, hedge funds cooking the return rates? Canada’s housing downturn? does the shadow inventory negate Canadians’ perceived real estate opportunity in Florida? large scale purchases of single-homes for rental income an opportunity in the US? pension return rates to […]
Contents: Reading Philip Coggan’s new book is not only well timed given the Quantitative Easing (“financial repression”) in progress in many countries and Euro/PIIGS/Greece/Cyprus crisis, but it is time well spent in general on looking at the history of money and debt, and where we might be heading next given the current mess that the […]
Contents: Investing rules, active managers underperform benchmarks again, no IPSs from ‘advisers’, sound investment first then tax efficiency, testamentary trusts scrutinized, age not only determinant of asset allocation, funds massaging numbers, accept low interest rates until reversion to mean, US home prices up, Canadian home sales drop, International Driving Permits in Florida-NOT, save more with […]
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