Author Archives: peter benedek
Hot Off the Web- February 17, 2014
Contents: Canada’s balanced budget on track, survivorship bias distorts fund returns, Canada/Toronto/Vancouver house prices still hot, U.S. homes affordability-depends on metric, 2013 good year for Florida real estate, Ontario pension reform expanded-CPP with flexibility points? improved Canadian pensioner longevity metrics drives up obligations, multidimensional measure of retirement readiness, emerging markets remedies, middle class stagnating or […]
Hot Off the Web- February 10, 2014
Contents: Retirement stock allocation, tax pressure on dual US-Canadian citizens in Canada, more scrutiny on dually registered advisers, aggressive approach to retirement savings, Canada’s house prices continue to escalate but known risk factors unlikely to burst bubble, Quebec court: pension underfunding is a “deemed trust” which has priority over secured creditors just one of many […]
Hot Off the Web- February 3, 2014
Contents: Sustainable spending strategies, you own the stock or the stock owns you? investing in your health, with higher interest rates it’s time for annuities? Swedroe: absolute return=rip-off, timing of retiree downsizing? U.S. property ‘deals’ for Canadian snowbirds-Not, U.S. home prices strong but volumes slow, 401(k) with feedback, autopilot 401(k) outcomes improved but still inadequate, […]
Hot Off the Web- January 20, 2014
Contents: SEC priorities, are advisers worth their fees? liability driven investing for individuals, Canada home prices slightly up but sales down, rent or buy? Florida has 25% of national foreclosures, Nortel pensioners squeezed, 2014 the year of Canadian pension reform? The Third Rail: the pension crisis and potential solutions, Target-Benefit/Shared-Risk pension plans, commonalities of gold […]
Hot Off the Web- January 13, 2014
Contents: Advisers don’t understand ‘alternative funds’, travel health insurance claim denied? rising equity glide-path in retirement, Canada real estate industry: “no landing, no slowdown, no correction”? pension funds eliminate underfunding but Nortel pensioners still 40% underwater, old 60:40 allocation still good- just remember to rebalance, not just index funds but portfolios built on them better, […]
Hot Off the Web- January 6, 2014
Contents: Scamming the elderly, tougher standards for advisers? retirement income considerations, money resolutions, housing wealth rebound less than perceived, US housing flat in October, shorting Canadian real estate? rising retirement/pensionable ages, Nortel pensioners screwed again? hyper-inflationary threats not materialized (so far), income gap: widens in rich countries but narrows globally, academics for sale? imploding Japanese […]
Hot Off the Web- December 23, 2013
Contents: Regulators struggle with fiduciary and mutual fund fee reform, stay away from market-linked GICs, embryonic Canadian online investor advice models, catch-up steps before retirement, long-term care insurance- Not, stop-loss orders- handle with great care, Canadian real estate still on fire but experts warn of significant correction, expanded CPP dead (for now at least)- long […]
Expanded CPP is dead? Long live pension reform!?!
In a nutshell The expanded CPP appears dead, for now anyways; this time killed by the federal government. With apparent consensus on the need for pension reform, over the past few years the possibility of an expanded CPP sucked all the oxygen out of the debate on the best type of pension reform for Canada. […]
Hot Off the Web- December 16, 2013
Contents: Act on underfunded retirement, emergency rooms, advice/advisers/planners vs. products/salesmen/brokers and fiduciary care, Bogle: must be a fiduciary if touching other people’s money, online automated advice, Canadian banks reject Power-of-Attorneys, home prices in Canada: off -0.1% MoM but still up 3.4% YoY, U.S. foreclosure activity lowest in 8 years, pension reform: expanded CPP? judge surprised: […]
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