Hot Off the Web– June 15, 2010 Personal Finance and Investments For an interesting read, see the article “How to think smarter about risk” in the WSJ by York U. professor Moshe Milevsky explaining human capital (the expected remaining earning potential of an individual; you can read more about it in my earlier blog Life-Cycle […]
Hot Off the Web– June 7, 2010 Personal Finance and Investments In the Financial Post’s “To annuitize or not to annuitize” Jonathan Chevreau suggests annuities as a mechanism to secure longevity insurance (i.e. a lifetime income source). Unfortunately, while annuities may be appropriate for very conservative investors especially if they have no interest in leaving […]
Hot Off the Web– May 31, 2010 Personal Finance and Investments In the Globe and Mail’s “How to avoid tax on U.S. dividend stocks”, John Heinzl answers questions relating to Canadian taxation of dividends on U.S. equities. The answer is dependent on the ‘location’ of the assets i.e. the type of account that the equity […]
Hot Off the Web– May 24, 2010 Personal Finance and Investments Jonathan Chevreau in the Financial Post’s “Investor book never out of style” reminds readers about the must read book by Charles Ellis entitled “Winning the Loser’s Game”. (If you haven’t read it (in a while) you shout definitely (re-)read it! It is a classic […]
Hot Off the Web– May 11, 2010 Personal Finance and Investments In the Globe and Mail’s “PPNs: The guarantee isn’t worth the price” Fabrice Taylor tells readers that “In the great annals of rip-offs to come tumbling off the Bay Street assembly line, few if any rank higher than principal protected notes. They sound great, […]
Hot Off the Web– May 4, 2010 Personal Finance and Investments WSJ’s Brett Arends tables “Four lessons from the Goldman case” for the readers and reminds them that “for many big financial institutions on Wall Street (or Bay Street), we’re simply customers to be sold a product”. The four lessons are: (1) be skeptical/cautious when […]
Hot Off the Web– April 27, 2010 Personal Finance and Investments Jason Zweig in the WSJ’s “Full disclosure: Most risks hide in plain sight” argues that while “full and proper” disclosure is necessary, it is still insufficient for many investors to make an “informed decision”. The reasons are related to: too much information reduces ability […]
Hot Off the Web– April 20, 2010 Personal Finance and Investments Jonathan Chevreau in the Financial Post’s “Ten timeless investing wisdoms” lists Vancouver advisor’s timeless wisdoms to successful long-term investing. Among them are: (1) the unthinkable does happen, (2) prepare and stick to your long-term plan, (3) diversify, (4) understand all the fees and (5) […]
Hot Off the Web– April 13, 2010 Personal Finance and Investments Terrence Belford’s Financial Post article entitled “Financial freedom” describes reverse mortgage taken out by a couple in their early 70s as a “wonderful windfall”. With a 3.75% rate they received a $143,000 representing 40% of the home appraised at $375,000. However, there are a […]
Hot Off the Web- April 4, 2010 Personal Finance and Investments Tom Bradley, in the Globe and Mail’s “It’s not a question of whether to invest- but how”, writes that the most important piece of the investment puzzle is “a long-term strategic asset mix” which “takes into account their objectives, time horizon and tolerance for […]
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