Question (paraphrased): While I use ETFs, my portfolio returns have not been great. Should my husband outlive me, he will not be able to continue to manage our portfolio. I found some pooled fund managers who charge 1.3-1.5% per year and have outperformed the market, so why not just invest our assets in their funds? Can […]
Contents: Deferred annuities, safety of cash? not so ‘independent advisers’, only 15% trust their advisers, estate planning errors, yield vs. dividend growth, LearnVest’s objective to disrupt advice industry with affordable financial planning, best discount brokerages in Canada, US home prices up but sustainability questioned, misguided cult of home ownership, BlackRock’s new retirement index CoRI, Canada’s […]
Contents: Passive beats active-again, bonds: what now? fee transparency needed, unit investment trusts-Not, no sustainable value in market timing, money mistakes, young adults’ insurance needs? clients beware: your adviser might retire before you, US/Florida home sales down in June but prices up, Shiller: home ownership not a virtue, living on the “edge”, Detroit: pensioners-taxpayer-bondholders fight, […]
Contents: Decumulation during “income drought”, target-maturity bond ETFs, bond ETF approaches, your best interest at odds with your adviser’s? foreclosure driven reverse mortgage changes, cash returns negative, rules for “effective complaint letters”, Canadian homes up 1.8% YoY-are concerns over?, Florida property up, new twist to expanded CPP-keep working, Detroit: bondholders vs. pensioners, Calpers raises passive […]
Contents: Fiduciary standard to drive advisers from mutual to segregated funds? no incremental cost with fiduciary duty and revenues higher, the 3-ETF portfolio, OBSI changes reduce effectiveness, new target maturity bond EFTs, US foreclosures down but Florida still 3x national average, DB pensions in danger zone, a tale of two boomers, no pension crisis for […]
New ‘Homepage’: While the blog format used for a little over a year works great as a blog, I find that it is missing a holistic view of the breadth and depth of content which has been built over the almost 7-years. Starting this week readers will land on a new ‘Homepage’. In addition to […]
Contents: Unlink adviser compensation from product sold, unclaimed funds for a fee, some securities unfit for TFSAs, home prices: U.S. up 12.1% YoY and 2.5% MoM, Florida up 13% YoY but concerns continue on foreclosure rates and abandoned homes, the solution to the retirement no-crisis crisis, Nortel: bankruptcy trial set for January 2014; score: ‘lawyers’=;$1B […]
Contents: testamentary trusts to go, rebalancing, trailer fees must go, alternative mutual funds, Madoff: index funds the best, financial abuse, reverse-mortgage abuse, third party custodians, Canada housing up a little- but has it peaked? U.S. housing strength sustainable? Florida: state with highest foreclosures, still no pension reform in Canada, $1M illusion, higher UK rates reduce […]
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