Category 2010

blog11oct2010

Hot Off the Web– October 11, 2010 Personal Finance and Investments The WSJ’s Alex Tarquino writes in “The perils and pitfalls of ETF investing”that “while ETFs have helped keep many investors in the market, the more arcane, niche-oriented products being introduced of late — and there are now more than 1,000 funds from which to […]

blog04oct2010

Hot Off the Web– October 4, 2010 Personal Finance and Investments In the Financial Post’s “The ant and the grasshopper: Are ants oversaving while grasshoppers frolic” Jonathan Chevreau discusses a report trumpeting that “low income Canadians (“grasshoppers”) can enjoy as high a standard of living as they have now without having to save for retirement”, […]

blog28sep2010

Hot Off the Web– September 28, 2010           Personal Finance and Investments     In the Globe and Mail’s “Will you really need that much to retire?” Dan Richards discusses what percent of your pre-retirement income is needed in retirement. Numbers quoted range from 70% (the “old” standard) to 50% (suggested […]

blog20sep2010

Hot Off the Web– September 20, 2010 Personal Finance and Investments In the Globe and Mail’s “Have losers in your portfolio? Think before you sell” Tim Cestnick suggests that you ask two questions before you sell your losers: (1) “Unhappy with the investment?” (changed fundamentals or better opportunities), and then (2) “Do you have capital […]

blog13sep2010

Hot Off the Web– September 13, 2010 Personal Finance and Investments In WSJ’s “How retirement planning short-changes women” Reshma Kapadia reports that since women’s retirement savings tend to be only about 2/3 the size of men’s yet they have longer lifespans, their retirement planning needs are different. She argues that women are underserved by advisors, […]

blog06sep2010

Hot Off the Web– September 6, 2010 Personal Finance and Investments In the WSJ’s “A hedge fund lurking in your 401(k)” Kim and Tergesen look inside very popular target-date funds used in many 401(k) plans, and observe that in an effort to manage risk for those near or in retirement “Some firms are taking wider […]

blog30aug2010

Hot Off the Web– August 30, 2010 Personal Finance and Investments In the WSJ’s “Paying off the house in 15 years” Amy Hoak reports that “Between January and June, 26% of homeowners who refinanced chose a 15-year fixed-rate mortgage…During all of 2009, 18.5% of borrowers who refinanced opted for a 15-year term.” Refinancing, for those […]

blog23aug2010

Hot Off the Web– August 23, 2010 Personal Finance and Investments In MarketWatch’s “In your flight to safety, don’t crash” Robert Powell reports on the recommendations of Ron Florance on how to approach these uncertain times, when many have the tendency to just rush to the perceived safety of gold, money-market funds, government bonds, buying […]

blog16aug2010

Hot Off the Web- August 16, 2010 Personal Finance and Investments The WSJ’s Neil Parmar in “Beware of ‘independent’ investment research” asks if we can trust the conclusion, of a life insurance company sponsored research at Wharton School that annuities are “the best way to go”. A, no doubt honest, professor/researcher (Babbel) at a reputable […]

blog09aug2010

Hot Off the Web– August 9, 2010 Personal Finance and Investments In Globe and Mail’s World’s wealthiest playing it safe with investments” Thane Stenner refers to the new World Wealth Report available from Capgemini  in discussing the changes in the way “The financial crisis and subsequent recession has changed the way HNW (defined here as […]