Category Archives: Target-Date Funds

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Target-Date Funds a passing fad? Problems and solutions to using TDFs as a 401(k) default or option

In a nutshell Since target date funds (TDFs) became available as a permissible default or an option for 401(k) accounts, their popularity has been exploding, with predictions that within a decade 50% of 401(k) funds will be in TDFs. But … Continue reading

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Are “target-date” funds or age-independent “fixed-asset allocation” right for you?

Are “target-date” funds or age-independent “fixed-asset allocation” right for you? In “Target-date funds I”  and “Target-date funds II”  I discussed some of the advantages and disadvantages of target-date funds and some simple methods for doing a low-cost implementation. In my … Continue reading

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Target-Date Funds II

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Target-Date Funds II A few weeks ago in my Target-Date Funds (also called Lifecycle Funds) blog, I outlined some of the advantages and potential problems with them. I promised to look at a simple model that you may choose to … Continue reading

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Target-Date Funds I

Target-Date Funds Target-Date funds have a lot to offer. They are supposed to be a “single decision” fund and completely maintenance free. Once you selected your target retirement date, then just choose the Target-Date fund closest to that date and … Continue reading