Category Archives: 2012

Contents: Inflation fighting in retirement, U.S. tax-net snares Canadian residents, Canadian house prices off 0.4% past month, Canadian house sales forecast revised downward, pension reform prospects: expanded-CPP up while PRPP down, Coyne: expanded-CPP with a twist, compulsion (and nudge) the … Continue reading →

Contents: Year-end tax planning, U.S. ETFs for Canadians, cash under the mattress, downsizing? RRSP vs. public service pension, QE damages pensions and investment while smoothing distorts reality of deficits, Stones induced Social security reform and intergenerational warfare? understanding retirement income … Continue reading →

Contents: Only “fee-for-service” in Australia and UK, factors for monitoring and dynamic adjustment of withdrawal rates: stage in retirement/asset allocation/longevity percentile/distribution period/failure probability, hedge funds place big bet on improving US housing, impact of rising condo fees, banks more receptive … Continue reading →

Contents: Rebuilding financial industry trust, mutual fund fees, 401(k) inadequacies, sell or hold before US capital gains tax increase? longevity insurance taking off in US, 15 year mortgage at 2.56%, Canadian house prices moderating, US house prices increasing, PRPP is … Continue reading →

Contents: Rebalancing, 401(k) plans, when to take CPP, Investment Policy Statement, financial literacy insufficient for better retirement outcomes, fiduciary, Toronto office condos, US housing starts up, FL foreclosures top US, collateral damage of state/city pension plans underfunding to hit employees … Continue reading →

Contents: LTC costs up, cap- vs. GDP- weighted bond indexing, estate planning in Canada: advantages to giving it away before death, closing the retirement income gap, adviser designations, US house prices up, demographics and Canada’s house prices, Florida property tax, … Continue reading →

Contents: “Sure things”, single seniors lose, Ellis: “Winners’ game”, elder financial abuse, iShares vs. Vanguard mud fight, other ETF costs, long term care, Khaneman on risk tolerance, Canadian housing on precipice? US home inventories down, Canadiam MP’s and public service … Continue reading →