December 30, 2007 Hot Off the Web Fresh look at your portfolio, loonie landing? maintain global diversification, 'fundamental indexing' is active value investing, new ETFs coming and desired.
December 23, 2007 Hot Off the Web Another advantage of index fund investors, freedom leads to longevity, asset allocation advice, more diversifier ETFs (foreign real estate, bonds and small caps, commodities), new agricultural ETNs.
December 16, 2007 Hot Off the Web Beating the next bubble, paid volunteerism, defined benefit vs. defined contribution?, if in the U.S. >31 days per year you may have to file Form 8840 or else, lower objectives instead of looking more creative ways to lose money, pension splitting for Canadians and Florida's property tax tragi-comedy plays on.
December 9, 2007 Hot Off the Web Dampen your stock return expectations, new funds ideal for retirement income, health vs. wealth, "do nothing and wait" strategy, how to participate in commodities, are muni returns too good to be true?
December 2, 2007 Hot Off the Web 100% stock?, enhancing dividend yield, charitable gifts with family benefits, DIY PPNs, alpha and beta.
November 25, 2007 Hot Off the Web New commodity ETNs, customizing target-date funds, staying put during nervous markets, ManuLife's Income Plus-Not!, tax-loss selling opportunity with strong loonie.
November 18, 2007 Hot Off the Web Mutual funds preferred over ETFs in downmarkets(?), long-term care bundled with life insurance and annuities, Social Security and meaning in retirement, fixed allocation ETFs, difficult to find uncorrelated assets.
November 11, 2007 Hot Off the Web Guaranteed Minimum Withdrawal Benefit products- while sounding good in principle- are in need of more improvement, decummulation portfolio income stream boosted by covered call writing.
November 4, 2007 Hot Off the Web Strategies for asset allocation and income stream in retirement. do's and Don'ts of investing, Florida property tax reform: Not!
October 28, 2007 Hot Off the Web Withdrawal strategies, voluntary credit freeze, words of wisdom, need for 50% or 80% of pre-retirement income?
October 21, 2007 Hot Off the Web Long/short funds, critical illness and long term care insurance,Canadian dollar hedging, extinction of DB pension plans and working till you die, protected by hedging? asset protection in case you're sued.
October 14, 2007 Hot Off the Web Ground-braking variable payout funds, target-date ETF, continuing Florida property tax saga, wrap ETFs, advisor turnover.
October 8, 2007 Hot Off the Web Price vs. value, ETNs, parity?, fund directors, Manulife's structured product, plan to 100!, tactical asset allocation, handling currency risk, another discriminatory treatment case is heading to the Supreme Court.
September 30, 2007 Hot Off the Web Funds beating the index (in the past), unlocking pensions, keys to retirement planning, here come structured vehicles, benchmarks, with loonie at par time to diversify and opportunities for tax savings, "Is Florida over?"
September 23, 2007 Hot Off the Web Keeping up with inflation is not the same at maintaining relative standard of living, questions that couples must ask about retirement, loonie at par and currency hedging, word about Florida's discriminatory property tax system is spreading, wills-power of attorneys-living wills, benchmarks, annuities.
September 16,2007 Hot Off the Web FL property taxes, women struggle in retirement, adding active to passive, spread out cap gain taxes, 40 year mortgages, (don't be) driven to annuities by volatility, win with longevity/consistency of strategy, excuses for not saving for retirement, why you can't find ETFs in your 401(k)?
September 9, 2007 Hot Off the Web Reverse mortgages, four ETFs for a diversified portfolio, hedge fund problems, Canadian mutual funds earn their keep(?)
September 2, 2007 Hot Off The Web Your home as a retirement asset, tax-effective approaches to retirement income, target date funds, your credit rating.
August 27,2007 Hot Off the Web Benchmarks, gradual retirement, portfolio rebalancing after turmoil, individual health insurance in the U.S.
August 19, 2007 Hot Off the Web Enhanced index funds, on-line broker security, subprime crisis?, value of advisors?
August 12, 2007 Hot Off the Web Advisors use ETFs, Target Date Funds' performance, annuities, Tallahassee judge dismisses Alabamans' property tax suit
August 5, 2007 Hot Off the Web Snowbirds' tax crisis, ETF onslaught, Canadian taxes on foreign property, CARP under microscope.
July 29, 2007 Hot Off the Web Asset allocation, profiting from mortality
July 22, 2007 Hot Off the Web Abandoning high cost funds, pension improvements, forget the rear-view mirror July 16, 2007 Hot Off the Web Pension funds no longer in crisis(?), filters for bad advice, U.S. pension plan improvements, structured products, alternative investments, home co-ownership.
July 9, 2007 Hot Off the Web Advisors, maximizing couples' Social Security
July 1, 2007 Hot Off the Web Longevity and and health insurance, after tax returns, retirees sue over health insurance.
June 24, 2007 Hot Off the Web Target Date Funds in Canada, behavioral finance, early retirement misdirection, personal inflation index, RRSR/RRIF bankruptcy protection, ETF vs. ETN, wrap ETF, ETF recommendations. June 17, 2007 Hot Off the Web Ratios for retirement readiness, fee-only help for planning, portfolios too close to home, insurers want to cash in, Canadian firms eyeing post-retirement benefit cuts
June 11, 2007 Hot Off the Web Pension replacement, principal protection- is it worth it? new ETF research sources, retirement planning is more than financial, handwritten wills
June 6, 2007 FAQ-Frequently Asked Questions When to start saving and how much? Withdrawal rates? Required assets for retirement? Portfolio return requirements? Risk of running out of money? Longevity risk and insurance?
May 30, 2007 Hot Off the Web Creaking Canadian fund trailers, not too late for stocks-if…, structured equity notes, bad rap for advisors? , currency hedging foreign investments, flip side of running out of money, game of bridge?
May 20, 2007 Hot Off the Web Getting to $1 million, mutual fund fees, your advisor Uncle Leo, portfolio real estate, delaying SS/CPP, active vs. passive indexing, and ETNs
May 13, 2007 Hot Off the Web Estate plans, pension/retirement plan reforms, bond ETFs, selecting ETFs, Canadian mutual fund investors still paying the highest fees
May 6, 2007 Hot Off the Web ETF proliferation, high cost of principal protection (and annuities), jury is out on fundamental indexing, are returns of fund of hedge funds worth it? Confiscatory and discriminatory property taxes in Florida, US employers take control of retirement funds, retirement that fits your personality.
April 22, 2007 Hot Off the Web Diversifiers for a stock-bond portfolio, more risks with very narrow ETFs, hurdles in becoming an American.
April 15, 2007 Hot Off the Web More fund costs to watch for, are you ready for retirement, “life portfolio”, analyzenow.com.
April 8, 2007 Hot Off the Web Investor Education Fund’s revamped website, Buffett warns against investment ‘helpers’ still eating the pie.
April 1, 2007 Hot Off the Web Go with Bogle, more ETFs, annuity references and pension crisis
March 25, 2007 Hot Off the Web Life settlements, immediate annuities, customized ETF portfolios, opportunities in academic results March 18, 2007 Hot Off the Web Volatility budget, reasons why 70% of pre-retirement income is enough, your home a great investment-not, why ETF pricing discrepancies, a different longevity risk March 11, 2007 Hot Off the Web When stock market volatility increase, sleep better with a well diversified portfolio; Florida property taxes not 'loony' but outrageous.
March 4, 2007 Hot Off the Web If your portfolio’s asset allocation reflects of your risk tolerance then daily market variations should not significantly affect your comfort level; also more on Florida’s “loony” property taxes.
February 25, 2007 Hot Off the Web Term (and other) insurance savings, invest like the Canada Pension Plan pros, options for tapping your home equity, estate tax avoidance.
February 18, 2007 Hot Off the Web Free money from employer, maxing out RRSPs, value of oddball investments.
February 11,2007 Hot Off the Web Portfolio rebalancing, income splitting(?), boomer’s guide to taxes, and RRSP: scare tactics, about the money or not, multi-tiered tax deferred investing, what will you need for retirement.
February 4, 2007 Hot Off the Web Income trusts finally behind us(?), conclusions from measures of success, defined benefit plans still at risk, etc…
January 28, 2007 Hot Off the Web How much do you need for retirement? pension splitting (and income trusts), 401(k) plans (and RRSPs), real estate “investments”.
January 21, 2007 Hot Off the Web Getting your fair share of the returns delivered by the market, a drawdown strategy during retirement on limited savings, don’t bet on government backing down on trust tax changes, a more diversified portfolio.
January 14,2007 Hot Off the Web Retirement spend rate, books Bay street will hate, portfolio/adviser checkup, financial priorities, unsuitable pitches and cost of index funds matter.
January 7,2007 Hot off the Web Plans for working in retirement do not align with actual outcomes, how advisers manipulate you, S&P500 index funds top average active manager.
December 31, 2006 Hot Off the Web Reverse mortgages, ETF proliferation and 401(k) plans under scrutiny (Can RRSPs be far behind?)
December 23, 2006 Hot Off the Web Some of the past week's interesting retirement related articles on: changing priorities when a 'health event' happens, single country ETFs' volatility and new longevity insurance products that just became available.
December 13, 2006 Hot Off the Web Retirement self-deceptions, how much to withdraw annually, retirement transition model, tax-loss selling neurofinance.